Download BAWAG P.S.K. SmartPay free on android

Pay conveniently, conveniently and securely with the MOBIL account card from BAWAG PSK via smartphone. And now NEW - Send money to a contact quickly, easily, request money or receive money.

Features of the SmartPay app:

Account card MOBIL
With this innovative app you can pay with the Android smartphone analogous to the NFC account card by merely stopping (at NFC-enabled retail funds). And that worldwide.
This allows you to pay amounts up to € 25, - without PIN code entry and moreover via PIN code input at all NFC-enabled payment terminals. Once you hold your mobile account card to the device, the amount due will be debited from your account.
Of course, the same strict security criteria apply to the MOBIL account card as to the traditional NFC-enabled BAWAG PSK physical account card
How to test if your smartphone meets the requirements for the MOBIL account:
Simply download the BAWAG PSK SmartPay app to your smartphone. The BAWAG PSK SmartPay app automatically performs a suitability test after successful installation, and you will immediately receive feedback as to whether your smartphone meets the required requirements.
The following requirements must be met before you can use the MOBIL account:

• NFC SIM card with a suitable mobile phone tariff - if you have any questions, please contact your mobile network operator (A1, T-Mobile, 3).
• Smartphone with NFC technology with Android version 4.1 or higher (for this, the NFC SIM card must already be inserted in the smartphone).
• MOBIL account card - you can order these in eBanking or in the eBanking app in the account cards Administration.

ZOIN:
In combination with your BAWAG PSK account card, you can use the new peer-to-peer payment function. ZOIN is a safe and easy way to send money to friends, receive money or request money. ZOIN works directly from the smartphone and a mobile phone number. It is therefore not necessary to enter an IBAN or account number. The money goes to the recipient immediately. To send or receive money with ZOIN, all you need is an account card, a smartphone, and the BAWAG PSK SmartPay app. ZOIN is possible for sending small amounts of money up to 400 €. The booking is made through your account.
And so easy to sign up for ZOIN:
1. Download the BAWAG PSK SmartPay app from Google Play Store to your smartphone
2. Log in with your eBanking access data (user number and PIN)
3. Confirm conditions, select desired account card, assign ZOIN name and off we go

The following authorizations are required by the BAWAG PSK SmartPay app:
• Read device status and identity to read out the SIM-ID during the aptitude test
• Read and modify SD card contents to cache content such as pictures
• Search and create accounts on the device to create an update account
• Internet for communication with the server
• Disable the phone's standby mode for payments with "permanent card function"
• Vibration alert control for haptic feedback on payments
• Sync settings for syncing with the update account
• NFC access is required for communication with the POS terminals
• SIM card access for communication with the card keys in the SIM card